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Kamis, 31 Mei 2018

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How To Pay Off Your House At A Furious Pace If You Owe Less Than $679,650K (It's Genius!)



You elevated my candidacy beyond expectation. The combination of your direct, no-nonsense approach to communicating, in conjunction with your deep and poetic understanding of what it means to be a medical applicant, helped me efficiently craft an application that was honest, far-reaching, and effective." (AL) "Thank you for all of your help along the way, it really made a huge difference.....Your help has been life-changing, thank you so much!" (LL) "Thank you for all your help and feedback during our mock interview session. I can confirm that some of the points and questions you mentioned I should focus on were presented on the interview day. Moreover, it was the process with which to answer these that really helped me that day.Thank you again for your help- I appreciate your experience in this process and am feeling more confident myself." (CL) "Thank you for all your help and the time you spent mentoring me on my medical school applications. I got acceptances at a number of different places after 11 interviews." (RW). "I'm sure you hear this a lot, but thank you SO MUCH for all the help, advice, tough love, and direction that you have given me through this past year. It was worth every penny." (SK) "I got in! I am beyond thrilled, and SO glad that I reached out to you last spring. You've been so incredibly helpful throughout the process. I will be sure to write you a rave review, and please let me know if there is anything else I can do!" (LM) "I was recently accepted....I want to thank you very much for all of your help these past few months. I appreciate you taking the time to always answer my questions and for making this rather daunting process far less stressful than it otherwise would have been." "I cannot thank you enough for all your advice and support through this process. Really, you were a miracle worker and pointed me in the right direction and challenged me where I needed to be challenged." (RM) "Thank you for helping me make my dream come true!" (SH) " I'm accepted! I am so excited, I am going to be a doctor!!! Also, I just wanted to say thank you for everything, you have been such an amazing help and I am so grateful for it!" (CB) "Thank you very much for everything you have done to help me in my endeavors. I truly appreciate how much your consultation prepared me for the interviews. Once again, thank you very much for everything!" (JH) "I want to first thank you for all of your dedicated help, encouragement, and constructive advice throughout this process. Things would have been far more of a challenge without you, to say the VERY least." (EC) "Thank you so much for everything you've done for me, from proofreading essays to mock interviewing to reassurances for all my numerous questions about admissions. I have no doubt that this process would have been SO much harder without you here. I'm extremely grateful and blessed to have been able to find you during this crazy process...thank you, thank you, thank you Judy!!!" (GY) "I wanted to send you a quick update and a most heartfelt note of thanks. I received acceptances from xxx and yyy last week.... I'm en route to my final scheduled interview ...but wanted to write you. I could have never gotten to this point without you and I'm therefore very grateful for all your help." (KK) "I just wanted to say thank you very much for all your input and advice during this application cycle. You definitely made turning in my Primary extremely less stressful, which helped build my confidence for the rest of the application cycle." (JN) "I am very happy here and already forgetting about the whole admissions process and how draining it was! I am just excited to get started doing what I've always wanted to do! I obviously cannot say enough thanks to you for everything you did to help me along the way. You helped make what once seemed like an impossible dream of mine come true and that is a priceless gift. I hope you know how much your advice and encouragement means to each of your students." (CT) "Thank you for your guidance. You were truly an influential part of my whole application process. And heck, I got in!!!" (MS) "I cannot thank you enough - I know I wouldn't be here without you. All your helpful edits, advice, practice interviews and encouragement kept me steady and calm throughout the whole process. Thank you so much for helping my dream come true!" (AM) "This summer I will be joining the MD-PhD program at xxx, and your support has helped me reach this milestone. Thank you so much for your help with the application process. It was a great pleasure working with you!" (DN) "Thank you so much for helping through the application process, I could not have done it without your advice and guidance." (PH) "I have finally recovered from crying many tears of joy. I have been accepted to xxx! This is my top choice. Thank you so much for your help and guidance." (MR) "Thank you so much for all of your help Judy! I couldn't have gone through this whole process without your help." (JK) "I'm now in medical school. Thank you so much for working with me - I don't think I would he here without the support and guidance you provided. I wanted to share the good news with you." (RW) " Like you I can't stop smiling! It is a dream come true. I was beginning to think it wouldn't happen BUT it did!!! Thank you for all your help." (ST) "Thank you again so much for your help, I could not have done it without you!" (NF) "I just wanted to say that I really miss your services so much. I compare people to do you and no one is as good at all and they are charging me way too much! I just did this mock interview with xxx, paid 450 for one hour and had really awful services! Anyways thanks for setting the standard so high. I wish they had someone like you for residency preparation. You made my medical school process so much easier for me. I cannot thank you enough." (PM, former client and residency applicant) "Just wanted to let you know i was accepted to xxx so i'm officially going to medical school!! I just wanted to thank you for all your help, I couldnt have done it without you!" (EB) "Thank you so much again, I so enjoyed working with you and appreciate all the help you have given me. You have made this long and complicated process much less stressful." (EO) "I am very excited to be starting this August. I really appreciate your insightful comments and advice. They really made a difference in my preparation." (HK) "I got accepted to xxx! I'm so excited since it was my top choice school! Thank you so much for all of your help over this entire process, I definitely wouldn't have been able to do it without you." (ES) "I have been pleasantly surprised at how this application year has turned out and I know most of it has to do with having met you!" (EB) "I just wanted to let you know that I was accepted to xxx! Thanks so much for your interview advice!" (RP) "I just wanted to say thank you for everything. You kept me confident and sane throughout the whole application process. I'm really happy here at xxx!! (RM) "...I am so grateful for your insight/guidance/support/and an always polite nudge to jumpstart me on filling out applications..." (JT) "I can't tell you how thankful I was to have done that mock interview with you just before my ... interviews." (KR) "...thanks again for all of your help - I definitely wouldn't have made it this far without your support and, most of all, encouragement!" (CB) "Thanks again for all of your help!! Your prep call was very helpful and think I slam dunked a few questions specifically because we had gone over reponses." (EG) "From the bottom of my heart, thank you. " (AP) "Just wanted to thank you so much for your help, I could have never done this without you. I went from not getting accepted at any school to being accepted at [top choice school], and it was because of your help!" (JB) "I want to thank you for all of your help throughout this extremely difficult process. Your comments on my essay and my application were indispensable, and the help that you provided for my interview prep did wonders for my confidence." (AB) "WOOOOO HOOOOOOOO!!!!!!....Wow. I can't even really believe it.....but this is such a huge, major accomplishment. I got into medical school!!!!...I am still having trouble getting my mind around the fact that I actually achieved it. Wow. Wow. WOW!....Obviously I never, ever would have gotten this far without you." (GE) "Your mock interview for...left me very well prepared, and both interviewers asked me questions you and i went over -- which I was ready for. Thank you SO much!! I wouldn't have been as confident and prepared without you!!" (JE) "You've been my guardian angel throughout this whole process and I couldn't imagine doing it without you." (MN) "I thought you might like to know... I'M GOING TO BE A DOCTOR!!!!!!!!!!!!! I can't express how amazing it feels, and I can't thank you enough for all your help along the way in making my lifelong dream a reality.…THANK YOU SO MUCH, JUDY!!!!!!!!!! I couldn't have gotten this far without all of your excellent help!!!!!" (CM) "I thank you for helping me for reaching my goal of getting into medical school. I could not be happier with the outcome." (KC) "There are no words to express the deep gratitude for your help through this entire process....Working with you is like working with THE Guru of medical admissions counseling, I always knew I could count on you to answer the widest range of questions....Thank you for all your help and thank you for being the best of the best in what you do. I am so glad to have become one of your success stories...." (AY) "I owe you a sincere and enormous thank you for your assistance and guidance during my application process. Thank you!!!!...I have two regrets: (1) I didn't use your services more, and (2) I didn't listen to your advice about taking 2 years off instead of just one...." (AM) "I have great news! I got in...this morning! They just called Yeah!!! ... Thank you Thank you!!!" (MS) "Again thank you so much for your help, I never would have been as well prepared [for my interview] as I was without you." (DL) "...worth every penny :) " (JS) "I am really thrilled with my options, and I wanted to thank you for all of your help. It doesn't feel like that long ago that we met and talked about my options...and here I am less than two years later sitting on acceptances.I remember when I first came across your website, looking at the success stories and hoping one day I would be one of them. Thank you." (AC) "I just received an acceptance...and I wanted to thank you for all of your....Your guidance definitely strengthened my application....I am very lucky to have you as a counselor! Thanks again for all of your time and work." (EB) "Thank you so much for all your help I could not have made it through this process without you. I am still in shock and I cannot wait to be in school in August." (RM) "Thank you, thank you, thank you for all your help along the way. I could not have done this process without you. You are incredible." (CC) "Thank you, again, for all you have done for me. I couldn't do it without the support and advice." (SB) "I wouldn't have done any of this without your help. You are by far the greatest pre-med advisor in the whole country. Thanks for everything." (PM) "Most importantly, I want to thank you for all the guidance and help through this process. I don't think I could get to this point without your help and wisdom. Thank you so much!!!" (WC) "Again, thank you for your help. I was told that it was my very high marks on both interviews that really made the difference for me. You prepared me very well!!!!" (SU) "Without a doubt, the mock interview and the other support you provided me, helped to achieve this longed for joy and success. Towards those ends, I want thank you from the bottom of my heart." (LK) "Thanks for all of your help. No doubt your advice was priceless. You can add me to your long resume of sucess stories!" (IC) "I want to thank you for helping me with the interview process. Every penny was well worth it!" (LP) "Thank you for helping me to find clarity before embarking on this daunting process. You rock!!" (EH) "Thank you for all of your help. Your advice and mock interviews have made the difference, I believe. You have been a great help to me over the last few years... I am finally on my way to realizing my dream of becoming a doctor!" (JL) "I absolutely LOVE studying medicine, and am sure your advice helped make the opportunity to study medicine possible for me....Thank you again for your help, your support, and your encouragement through the somewhat harrowing experience of applying to medical school." (JW) "Your honest and clear assessment of my position was tremendously helpful. You really helped me to understand what I had to do to make them pay attention to me." (CG) "Thank you for all of your help and focused criticism. It yielded the best of all possible outcomes...I will heartily recommend you and you services to anyone I meet who is applying to medical school." (BH) "I also wanted to thank you for your assistance. Your insight made a monumental difference with my personal statement. Two interviewers commented specifically on how it made a lasting impression." (DF) "I really felt that you guided me in the correct direction these past few years and were very realistic yet optimistic with me. Thanks a million for everything." (NS) "The advice you gave me was invaluable, and helped me greatly when it came to getting on track and keeping myself in line." (BJ) "Ultimately, three years after finishing an UG career w/ a 2.6 GPA I've been accepted...which is an accomplishment. Undoubtedly, your guidance likely had something to do with it. For all of your help I thank you and wish you luck in the future; and for your current/future clients let them know if I got in essentially anyone can." (EH) "Thanks for giving me the encouragement to pursue my dream." (DP) "Just want to thank you on your help for preparing my interview. I was able to use many of your tips. The interview at xxx went extreme well." (DC) "Thanks again for all of your help; I couldn't have done this without you." (JG) "I am so happy and excited to start this new phase of life and I owe you so much for being a part of this process." (DW) "This last year has been an amazing journey, and I am blessed that you were a crucial part of it." (GK) "If you ever need a reference, do not hesitate to use my name. I am singing your praises to everyone." (JM's mother) "I just wanted to give you some happy updates: I received acceptances to ... and .... I couldn't have done it without your help" :) (BW) "Your mock interview is incredibly helpful! I can't imagine going into a real interview cold." (JP) "I also wanted to let you know that I recieved my letter from...last Friday and I got in! I have been super excited ever since I found out! I wanted to let you know and that I appreciate all your help in preparing me for my interview!" (AP) "I just wanted to tell you that I got into medical school!...Thanks so much. You really helped this dream come true." (NN) "So again, thank you so much for your help. It has worked out perfectly!" (CP) "Thanks for everything. You made the entire process much more bearable." (CL) "Interviewers told me my PS was very good, so I have to thank you for that. " (AC) "I hope all is well and I look forward to referring you in the future." (EF) "Thank you Judy..you have changed my life." (TA) "Again, thanks so much for your advice and support!" (CL) "Thank you so much for all of your help, especially the tough mock interview questions, as they proved to be outstanding preparation." (AL) "20...applications have been posted or clicked!!!! And I couldn't have done it without you. Thank you very, very much for all your help." (SN) "I wanted to drop you a quick line and thank you for today. Your advice and input are invaluable." (RE) "As I have often told you, you were a great comfort to me during this application process." (JF) "Judy.....you know that I can not say thanks enough." "Your fingerprints will be left on many hearts." (TA) "I will keep you posted on the outcome of the application at ..... Thank you for your great help, as usual." (EV) "I just wanted to thank you for all of your help during this application process, I appreciate it more than I can say. Thanks again and take care." (KC) "...you've been such a great encouragement for me. Thank you very much." (MD) "I cannot stress enough how invaluable your consulting help has been to me." (JR) "It was wonderful meeting you. You made me feel so much better about the whole process (I'm sure you hear that from everyone)." (CC) "Thanks for all your help, you've been wonderful!" (SS) "I want to thank you so very much for your excellent help, I wished I had known about you a year ago...You gave me excellent advice...." (SV) "Thanks for everything! All your support and counseling has really made a difference in such a tough year for me." (TC) "If I never thanked you for all your help I would like to now. I think my application was a strong one and you had a lot to do with that." (AE) "Your support and encouragement during the application process helped me to relax and enjoy the interview session. " (DS) "Your support and expert advice helped make this dream possible for me. I will always be thankful for your help and encouragement." (VS) "I just wanted to let you know that I was accepted .... Thanks for your advice and coaching." (CM) "Thank you for meeting me today. You always make me feel a lot better about this process." (TC) "two pieces of good news for you: I was accepted to ..., and I just got invited to interview....Thanks again for all your help!" (JSM) "I followed your advice...You asked me to e-mail you and let you know how it turned out. Well, it turned out well. I got in and I'll be going there next year." (EA) "Thanks for all of your help and support." (JN) "thank you so much for your help - i know it helped tremendously!" (MS) "Gosh, I am off to an awesome start compared to last year :) The secret must be your help and me bringing the Verbal Reasoning score up." (VS) "I enjoyed meeting you today and found the discussion opportunity extremely helpful because it put things into perspective for me. " (MA) "I felt so relaxed at my last two , it was great! All thanks to your coaching." (MA) "I compliment you for asking tough questions and making me think about my goals." (MC) ". . . again, thank you for everything. I know that your guidance has been very helpful." (FG) "Judy, thank you for the advice. It looks like I have a lot of hurdles but I'm looking forward to it. " (DH) "Thank you so much Judy for all the support that you have given me. " (MN) "Thank you for your help and concern! " (GP) "I'm getting supplementaries!!! Hooray, hooray. " (BS) "I have gotten secondaries from all but one place and so far I have finished about 2/3 of them. It seems to be going pretty well so far. Thank you for all of your help. " (JS) "Hi! My interview went well, and I left there with a good feeling. I was interviewed by two professors, and I felt comfortable interacting with them. I would like to thank you for your invaluable help during my interview preparation. " (DS) "I was impressed by what you had to say on your web site. I am applying for the 2002 medical school class. This is my first time applying and I am in great need of advice. " (RT) "You've helped me get on the ball. . . I definitely look forward to working with you again soon. " (JW) "It was wonderful meeting you the other day! " (KB) "It was great talking with you today. I feel like a weight has been lifted off my shoulders. . . .It is with much relief that I have you to consult with. Thanks so much!" (VB) "Thanks very much for all the great work you have been doing with our daughter. I am so thrilled to know that you are fulfilling this duty so well. " (LC) "I just wanted to thank you for helping [my relative]! She called me as soon as you ended your call. This is the first time in weeks that I have heard her happy and hopeful!! " (GF) "I appreciate your quick response. " (SH) "Thanks for reviewing the essays for me... I realized I made it tough on you b/c of how soon I needed it. The info was very helpful and I have a better understanding of what I should write." (KI) "Thanks Judy for your support. " (SK) "I have referred you to a friend of mine. . .I have not discussed anything with her, aside from how happy I was that you were working with me." (SK) "I found our meeting most productive. . .The meeting helped re-excite me about my goals. Thanks for all the good advice and support. " ( ) "I think the interview went well. I walked out feeling good. Everyone was friendly and I literally used at least 90% of the reply's you had me practice." () "I just got back from my interview. I think it went pretty well. . .I will let you know what happens, they said we should know in about 6 weeks. Thanks for all of your help. " (JS) "Hi! My interview went well, and I left there with a good feeling. I would like to thank you for your invaluable help during my preparation. " (DS) "Hi Judy! It was a pleasure meeting you this afternoon. Thank you for seeing me on such short notice; I needed some guidance and direction for the upcoming month on how to approach my med school applications." (MW) "I got the application sent out on Friday!!! I am so relieved! Thank you for all of your help Judy; with your support, the secondary was not the monster I imagined it to be, so now let's just keep our fingers crossed and hope for an interview!" (NS) Congratulations (Some success stories) Client Comments Fees - A Drop In The Bucket Payment Options "Personal Inventory" Forms My Credentials Useful references/Other links Return to home page Judith J. Colwell, MA Medical School Admissions Consultant 461 Menlo Oaks Drive Menlo Park, CA 94025-2345 Tel: 650-888-9477 Email: Consulting@judycolwell.com Web: http://www.judycolwell.com Last updated:April 15, 2018 © Judy Colwell, 2003 FAMILIES' APPRECIATION NOTES Some of our families have been very kind to convey their appreciation to the funeral home, and we would like to share some of those thoughts here. We thank you and the community for your kind words and hope to continue to provide excellent care and compassion to those whom we serve. "Words cannot express our appreciation for all that was done recently for {us}. Your professionalism and graciousness were outstanding, and we will never forget." "Again my thanks to you girls and your efficiency. So much appreciated the Navy laminated piece to go inside the flag case...blessings to you.." "Thank you for everything - concerning my mother's passing and calling hours. Everyone we dealt with was compassionate and nice. I appreciate you letting {us} rearrange your home and {letting us} add our personal touches" "Thank you all so very much for all the comfort and support you provided me and my family for {the} funeral and preparations. I know I had special requests, but you all handled them with grace and kindness & thoroughness. The committal service at the cemetery with the Military Honor Guard was especially memorable. In appreciation for all that was done..." "Thank you all so much for the guidance and support you offered our family over the 4 weeks prior to {the} funeral. The level of patience and empathy displayed by your staff greatly touched my heart." "Thank you for taking care of my friend....I appreciate your help more than you know....your kindness at this sad time meant alot.... "....your compassion and professionalism is truly outstanding. Thank you!" "I am truly so grateful for all you have done, during the hardest time I have ever known." "Thank you very much for helping us get through this difficult time." "Thank you for your compassion and efficiency in caring …..You took care of one of the most daunting tasks at the hardest of times for my wife and I. We can't thank you enough….from the bottom of our hearts, thank you to Burger Funeral Home for always caring for our family" "Again, thank you! Your support was just what we needed to get through – and your staff is amazing!" "Words cannot express our sincere appreciation for your extraordinary assistance in coordinating the funeral. It was a beautiful send-off, and we would have been lost without you! Thank you for all your hard work and kind words." "Thank you very much for the excellent attention to every detail surrounding Mom's funeral. You all were very kind, respectful, and professional. You made us feel comfortable and able to concentrate on the issues at hand….we appreciated the time you gave us to discuss options presented to us for arrangements….we appreciated all the time and guidance you gave us. Your kind words helped us through the tough days …. thank you for the attention to every detail on funeral day. There were many, many tears that day, but the day flowed as we hoped, thanks to your great skill…. May every family be treated with such great care as you and your staff have given to us." "I could have never done this without you. I want to thank everyone with all my heart." "We want to thank you all for your help… Doug, I know you take care of families 24-7, but you never made us feel that. We were treated as if we were the only ones ……." "Thank you for helping us through the funeral process. We had no idea where to begin, and you walked us through each part. We appreciate the compassion you showed our family at this difficult time. Hopefully we will not need your services anytime soon, but if we do, I know we will be in good hands." "We were expecting a nice funeral, but not all the extra special care and attention to detail you showed to my mother and our family…..thank you for all you did, and for the time you spent answering questions…." "…I want to thank you from the bottom of my heart for making a very difficult time in my life so much easier." "Just want to thank you for the beautiful job you did. We were very pleased. Everything was nicely displayed – couldn't ask for more….many thanks!" "You folks are the best! (We) want to extend our sincere gratitude for all you folks did….from the preparation years ago for her burial to whence you took her body away and returned to make her bed, leaving the beautiful poem "May I Go." It was not easy to let her go, however we were all reassured that mom was in the best professional, funeral home hands…." "Thank you so much for everything you did for the Services for my mom…you guys are truly the best…" "Thank you so much for your kindness and compassion that you showed our family at the time of our dad's death. You made a difficult time less stressful. We truly appreciate your service." "When they asked what funeral home to contact, there was no hesitation – you have a reputation for professional yet personal services. You and your staff exceeded that expectation. When we stopped at the office, the staff could not be more accommodating." "Thank you Tom, Doug, Jim and Team for everything you did to celebrate my Dad's life." "…You walked us through each step of the decision making, both personal and legal, performing much of the leg work thus lifting the burden off our shoulders. Thank you for your patience with the many revisions…and extras you graced us with…..In a job that by its very nature is filled with sorrow and tears, each one of you bring a peace, joy, smile and comfort to those of us blessed by the service you provide." "The generosity and kindness you've shown our family has been such a blessing. We cannot thank you enough." "…Your whole team is quite an asset to the community. My thanks…for going above and beyond the call of duty to get and give information we needed…"
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